Meet Our Team

Michael Ping

Michael Ping is the Principal of Gryphon Financial and Gryphon Direct, with extensive experience in residential, commercial and private lending across Australia.

Since 2018, Michael has specialised in delivering tailored finance solutions for borrowers, investors, business owners and mortgage brokers seeking funding for both straightforward and complex lending scenarios. His expertise includes owner-occupied and investment home loans, refinancing, commercial property finance, construction and development funding, business lending, ATO debt funding, private lending and specialist lending solutions.

Working with an extensive panel of banks, non-bank lenders and direct private lenders, Michael is able to source competitive finance solutions tailored to each client's individual circumstances. Gryphon Financial has access to lending solutions with loan-to-value ratios (LVRs) of up to 80% (subject to lender policy and assessment), providing greater flexibility for eligible borrowers. In many cases, desktop valuations may also be available, subject to the property type, location and overall loan scenario, helping to reduce costs and expedite the approval process.

Gryphon Financial works directly with borrowers and business owners throughout Australia, while also supporting an extensive network of mortgage brokers, accountants, financial advisers, real estate agents and other finance professionals who rely on Gryphon Financial for specialist lending solutions. Whether assisting clients directly or supporting referral partners, Michael is committed to delivering responsive service, expert guidance and funding solutions tailored to each client's unique requirements.

Michael is recognised for his practical approach, fast turnaround times and commitment to finding solutions where others cannot. By combining access to traditional lenders with specialist and private funding solutions, he has successfully assisted clients with everything from straightforward home loans through to complex commercial transactions, development finance, construction funding, business lending and time-sensitive private finance.

Qualifications, Licensing & Professional Memberships

Karen Whyte

Karen Whyte is an integral member of the Gryphon Financial team, providing comprehensive loan administration and client support throughout the lending process.

Karen works closely with borrowers from initial enquiry through to loan submission, ensuring applications are complete, accurate and processed efficiently. She liaises directly with clients to collect supporting documentation, prepares loan application forms, follows up outstanding information and assists in coordinating all documentation required by lenders.

Her responsibilities include obtaining mortgage payout figures, requesting ATO debt payout statements, conducting credit checks, coordinating loan discharge information, maintaining client records, preparing files for submission and providing ongoing administrative support throughout the approval process.

Karen also manages client communications, coordinates Google Reviews, follows up outstanding documentation, assists with settlement requirements and helps ensure every client receives prompt, professional service from application through to settlement. Her attention to detail and commitment to customer service play an important role in delivering a smooth and efficient lending experience for both clients and referral partners.