Private Mortgage & Home Refinancing
Struggling to secure A Mortgage or refinance through mainstream lenders? Have you considered a private mortgage?
Private Mortgage & Refinancing can be your solution if you can't get a mortgage from a mainstream lender.
There can be a whole raft of reasons why you might fall outside the criteria required by mainstream lenders when it comes to securing a private mortgage.
Traditional lenders like banks, building societies and credit unions use a specific set of parameters when calculating the risk involved in lending capital.
Unfortunately, because of these stipulations, many people find themselves out in the cold when it comes to getting that much needed loan, but all is not lost.
PRIVATE MORTGAGE LOAN
BUSINESS FINANCING
BAD CREDIT HOME LOANS
CAVEAT LOANS
First Mortgage Private Home Loans
Private loans tend to be short term, up to 5 years for a first mortgage, with a loan to value ratio (LVR) up to 80% max.
They are secured by residential or commercial property and are ideal to consolidate your financial commitments such as high-interest rate credit cards, pressing creditors, tax debts etc.
Refinancing / Second Mortgage Private Home Loans
With Gryphon Direct, you can take a debt consolidation loan to pay off all your existing debts and focus instead on one straightforward new debt, with only one interest rate and payment to keep track of. This will allow you to focus your attention and get everything settled much quicker.
Short term caveat Private Mortgage & Refinance
If you need funds quickly and you already own a residential or commercial property, perhaps a short-term caveat loan might suit, where the loan is secured against your existing property, without paying out your existing mortgage. Repayment times up to 12 months or as little as one to three months. They are highly recommended if you need a short term loan while a property sale is being completed. They are also worth considering if you have pressing creditors and possible court action.
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Finding it hard to get a loan from the banks due to bad credit?
Why choose Gryphon Direct?
With Gryphon Direct, you get a confirmed rate, so there’s no guesswork and you know exactly what to expect. In addition, we’re not like the banks, and we won’t turn you away like them either. Our loans are flexible - simply bring up any issues you have and we’ll work together to tailor a loan that perfectly suits your situation. With 26 years of experience in private home loans, you can rest assured that we will secure the very best private mortgage deal for your needs.
We can help you with:
GET A PRIVATE MORTGAGE for debt consolidation
You can also use your loan to pay off a property and free up equity, and much more. Get in touch with us through the quick form and within just a single working day, we’ll connect you to one of our specialist lending managers who will be happy to assist you all the way through the process.
Leave it to us at Gryphon Direct
All our lenders are approved with a license, and every loan is a legal contract regulated by the courts. We have a network of over 200 lenders Australia-wide ready to lend for any purpose, wherever you may be, and will compare between them to find the best and most suitable match for your needs. Over the years, we have built empathy for most situations - as have our private lenders. Whatever your circumstances, Gryphon Direct is here to discuss solutions with you.